Fleet drivers report an average of 4.5 accidents per driver year, but more than a third of those accidents are the driver’s fault. Proving liability that the other motorist was at fault for an event involving one of your drivers can be challenging. A lack of evidence can result in your insurance company not paying out the money that’s rightfully yours.
GPS trackers for managing fleets — like those manufactured by LandAirSea (LAS) — solve this problem. By attaching these devices to your commercial cars, you can generate real-time location insights that could prove what really happened during an accident and send this information to your insurance company.
Learn more about GPS trackers for managing fleets below.
Why Should You Be Concerned About Insurance For Commercial Fleets?
Insurance policies are supposed to provide a financial safeguard if one of your fleet drivers is involved in a commercial automobile accident. Insurance funds can cover the costs of damage to commercial cars, pay for medical bills if your driver is injured, and cover any damage to the other driver’s vehicle.
Insurance companies often take months to pay a claim made by your company or refuse to issue the funds you need because you can’t prove which driver was at fault in an accident. That can have severe financial consequences for your business and result in you paying out of pocket for vehicle repair, medical bills, and other costs. Even though you have already spent thousands of dollars in premiums, your insurance company might refuse to issue funds because there’s simply not enough evidence about what really happened.
How Can GPS Trackers For Managing Fleets Help?
GPS (Global Positioning System) trackers are small electronic devices you attach to various places in commercial cars, such as inside a glove box, under the steering wheel, or on the rear bumper. LAS products come with cables or industrial-strength magnets or connect directly to a vehicle’s OBD II port, making this process simple.
GPS trackers receive signals from satellites and utilize a process called triangulation to determine the precise location of the tracker. (LAS products offer location accuracy within six inches.) You can then monitor a tracker attached to a vehicle on your desktop computer or smartphone and generate real-time location insights that might be useful when making an insurance claim after an accident.
Say, for instance, two drivers are involved in an automobile accident. Each driver claims the accident happened in a different location. One of these drivers is givng false information because they know they caused the accident. You can check historical data generated by a GPS tracker and uncover the truth. If the other driver was at fault, you could send this location information to your insurance company to speed up your claim and receive funds.
GPS trackers improve insurance outcomes in other ways. LAS products, for example, track the speed a vehicle travels as it moves from one location to another. By analyzing different speeds at different points in time through the Silvercloud app — which syncs with LAS GPS devices — you can learn whether your driver was at fault for an accident or if the other motorist was responsible.
Why Is Knowing This Information Important For Your Business?
Knowing the benefits above can improve how your fleet management company deals with insurers and produce more successful outcomes.
Insurers are more likely to pay out insurance funds if they have solid evidence that proves who bears responsibility for an accident. If one of your drivers didn’t cause an event, you can get paid quicker, preserve your deductible, and continue growing your business.
You might not have considered the relationship between GPS and insurance before. However, more insurers are using GPS data alongside witness testimonies, police records, video surveillance, and other evidence when dealing with claims from companies like yours.
GPS Trackers For Managing Fleets From LAS
LAS has supplied GPS units to law enforcement, border control, government agencies, and organizations in various other sectors since 1994. The company manufactures a wide range of surveillance products that can increase the chances of insurance companies approving a claim after a commercial fleet driver is involved in an accident.
LandAirSea 54 With Sharespot
This dustproof and waterproof GPS tracker has a six-month battery and generates speed alerts, making it a fantastic choice for fleet management companies. Attach the product to your commercial cars with the provided cables and super-strength magnets, and start tracking real-time location data on your desktop or smartphone. The LandAirSea 54 has a ShareSpot feature that lets you share the location of your vehicles with other team members.
LandAirSea
The LandAirSea Sync is beneficial if you want to generate location information about accidents without charging or buying batteries. That’s because it attaches directly to the OBD II port in a commercial vehicle. Other features include geofence alerts, speed alerts, and arrival and departure notifications.
LandAirSea Overdrive
The LandAirSea Overdrive has a battery that lasts up to four times longer than the LandAirSea Sync With ShareSpot. Connect it to various locations in commercial vehicles with the provided industrial-strength magnet and generate information for insurance companies. Other features include a dark mode, geofence alerts, and battery alerts.
Not sure what products to choose? Contact a member of the LAS team for more information about GPS trackers for managing fleets.
Other benefits of choosing LAS for fleet management GPS trackers include:
- Superior customer service
- No activation fees
- No contracts
- 30-day money-back guarantee
- Simple installation
- Online tutorials and FAQs
- Up to 80% cheaper than other GPS devices on the market
Final Word About Insurance And Commercial Cars
Being unable to prove who is at fault for a commercial automobile accident can slow down your insurance claim and prevent a payout. Now you can provide insurers with the evidence they need to approve your claim with the latest GPS technology. LAS’ range of surveillance products provides peace of mind when managing your fleets.
Email [email protected] to learn more about GPS trackers for managing fleets.